Properties
Name ?
Purchase Price ?
Rent/wk ?
Deposit ?
Type ?
Term ?
State ?
Rate ?
Mgmt ?
Growth/yr ?
Age ?
$
$
%
yr
%
%
%
Cash Up Front
Property 1
Total
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Deposit
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Stamp Duty ?
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Conveyancing ?
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Building & Pest
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Loan Establishment
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Property Highlights
Property 1
Weekly cost to hold ?
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Cash flow positive from ?
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Usable equity at 5 years ?
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Break-even ?
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Year-by-year Snapshot
Property 1
Annual Income (Rent)
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-
Loan Payment
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Property Management
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Insurance ?
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Council Rates
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Vacancy Allowance ?
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Maintenance Allowance ?
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Net Annual Cash Flow
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Marginal Tax Rate
Annual Rental Income
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Loan Interest
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Property Management
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Insurance
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Council Rates
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Maintenance
-
Depreciation (est.)
-
Total Deductibles
-
Net Rental Position ?
-
If deductible expenses exceed rental income, the loss can offset your taxable income (negative gearing). The tax benefit is estimated using your selected marginal tax rate. Depreciation is estimated at 1.75% (new/<5y), 1.25% (mid-age/5-20y), or 0.75% (older/20y+) of 75% of the property value. Consult a quantity surveyor for an accurate depreciation schedule.
Note: potential tax benefit is not included in Annual Cash Flow as it depends heavily on your individual tax situation.
Note: potential tax benefit is not included in Annual Cash Flow as it depends heavily on your individual tax situation.
Projections
Property 1
Cash Out Position
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Total Profit
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Annual Cash Return
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Principal Paid Down
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Remaining Loan
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Equity
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Usable Equity ?
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Est. Weekly Rent ?
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Sale Price
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Sales Costs ?
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Remaining Loan Payout
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Net Proceeds Before Tax
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Capital Gains Tax ?
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Cash Out Position
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Total Cash Invested ?
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Cumulative Cash Flow ?
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Total Profit
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Annual Cash Return ?
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Cash Out Position
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Total Profit
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Annual Cash Return
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Principal Paid Down
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Remaining Loan
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Equity
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Usable Equity ?
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Est. Weekly Rent ?
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Sale Price
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Sales Costs ?
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Remaining Loan Payout
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Net Proceeds Before Tax
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Capital Gains Tax ?
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Cash Out Position
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Total Cash Invested ?
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Cumulative Cash Flow ?
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Total Profit
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Annual Cash Return ?
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Cash Out Position
-
Total Profit
-
Annual Cash Return
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Principal Paid Down
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Remaining Loan
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Equity
-
Usable Equity ?
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Est. Weekly Rent ?
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Sale Price
-
Sales Costs ?
-
Remaining Loan Payout
-
Net Proceeds Before Tax
-
Capital Gains Tax ?
-
Cash Out Position
-
Total Cash Invested ?
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Cumulative Cash Flow ?
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Total Profit
-
Annual Cash Return ?
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This tool provides general information only and does not constitute financial advice. You should consider your own circumstances and seek professional advice.
Total Profit Over Time
Shows how your total profit may grow over time, factoring in capital growth, cash flow, and loan repayments.